🏦 COGNITIVE CAPITAL RULEBOOK

Basel for the Mind

How elite minds really compound. The insider knowledge of cognitive capital measurement, risk, and sovereign solvency.

CCC

Cognitive Core Capital

CCC = Σ(Verified Cognitive Assets × Quality Weight)

Like Tier 1 Capital in Basel III. The bedrock of your cognitive balance sheet—deep expertise, proven insights, verified masterworks.

DETAILS

  • ▸ Includes: Published research, verified patents, proven strategies, masterwork artifacts
  • ▸ Quality-weighted by QTAC score and Agent 1 verification
  • ▸ Cannot be leveraged beyond 10× without solvency risk
  • ▸ Minimum CCC of 500 required for Keep status
LCC

Liquid Cognitive Capital

LCC = Available VOLTS + Redeemable Insights + Active Mentorship Credits

Like liquid assets in traditional finance. Cognitive capital you can deploy immediately—VOLTS, active insights, mentorship capacity.

DETAILS

  • ▸ Must cover 30-day cognitive obligations (the Liquidity Requirement)
  • ▸ Includes: VOLTS balance, pending insight rewards, mentor slot capacity
  • ▸ LCC/CCC ratio indicates cognitive liquidity health
  • ▸ Below 0.2 LCC/CCC triggers Agent 4 warning
RWCE

Risk-Weighted Cognitive Exposure

RWCE = Σ(Cognitive Position_i × Risk Weight_i)

Like Risk-Weighted Assets in banking. Measures total cognitive exposure adjusted for uncertainty, complexity, and domain volatility.

DETAILS

  • ▸ Low risk (0.2×): Established expertise, verified knowledge
  • ▸ Medium risk (0.5×): Emerging domains, cross-disciplinary ventures
  • ▸ High risk (1.0×): Speculative research, unproven theories
  • ▸ Sovereign risk (1.5×): Paradigm-shifting claims without peer validation
VCR

Vitality Coverage Ratio

VCR = V_t / Required Vitality Threshold

Like the Liquidity Coverage Ratio. Ensures you maintain sufficient proof-of-vitality to cover all cognitive commitments.

DETAILS

  • ▸ VCR ≥ 1.0: Full coverage—all commitments backed by living vitality
  • ▸ VCR 0.7-1.0: Warning zone—reduce exposure or increase V_t
  • ▸ VCR < 0.7: Solvency risk—VOLTS transactions restricted until restored
  • ▸ Daily V_t proof-of-vitality check-ins maintain your ratio

🛡️ SOLVENCY & MOAT CONDITIONS

The Requirements of Sovereignty

CCC ≥ 500

Minimum Core Capital

LCC/CCC ≥ 0.2

Liquidity Floor

VCR ≥ 1.0

Vitality Coverage

RWCE/CCC ≤ 8.0

Maximum Leverage

SCCP ≥ 3

Minimum Progress Band

OI ≥ 30

Credential Threshold